We accepted a homeowner/flood insurance combo on a mobile home located in a flood zone a couple years ago. The policy is up for renewal and I'm reviewing it for the new private flood insurance renewals. It does meet the definition of private flood insurance, so I was planning to force place. I spoke to the insurance agent and she stated that the policy is through the NFIP, but it does not have a NFIP number on it. I did find that the underwriter, American Bankers Insurance Company of Florida, is a Write Your Policy company on the NFIP website. I'm not familiar with WYO policies. What is required to support that it a WYO policy? Is there suppose to be something that stands out that states it is a WYO policy?