Thread Starter: jlroberts
Title: Re: Rate Quote-Adverse Action?
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I think you'd only have to if you were going to decline the loan based on the information on the credit report. We don't have a pre-approval program but the we will provide an "opinion letter" if a borrower is looking for a home and are trying to figure out how much they can borrow. If we take one look at the credit report and say no-way, we give the AA.
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