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In Response To:
Thread Starter: RR Becca
Title: Re: Loan Denial Reason

I'm not trying to say the bank *can't* have a policy that says "we don't lend to these types of people" as long as it isn't about a prohibited basis. All I'm saying is that if you have such a policy, own it and be honest about your reason to deny. If your bank has that policy and you are too embarrassed to quote it directly as the denial reason, maybe it's time to take a hard look at the policy in question.