Thread Starter: Anonymous
Title: Re: Form Letter to Dispute All Credit Report Info
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OP here: Currently getting several of these per month.
Update to the 8/8/14 question I posted: Since that time, I have received a dozen or more examples, from different customers, all displaying the same exact characteristics (typed envelope, mailed from customer's ZIP, weird dates, date lag between letter and postmark, no wet signature (it's a font), and sometimes it reads like scam letter legalese while other times it almost, but not quite, reads as normal-sounding. The key is that no documentation is ever provided (no credit report, no proof of timely payment), and the letters fail to provide any valid basis for asserting a dispute. They don't say they didn't pay late; they just say they want us to review the information and change it, regardless of its accuracy.
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