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In Response To:
Thread Starter: Richard Insley
Title: Re: Caps on Loan Amounts (Auto Loans)

Originally Posted by Anonymous
Are these seen as discriminatory?
Always remember that the fat lady never stops singing! The most-carefully designed policy can always succumb to an after-the-fact "effects test." If a portfolio analysis later reveals disparities that disproportionately affect members of protected classes, it doesn't matter how or when you got to that unhappy position.