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In Response To:
Thread Starter: Andy_Z
Title: Re: Cash Collateral

Oh, forgot to add that there was one instance where I saw a situation like this. We had a customer who closed many CDs because his religion said it was a bad thing. We actually had several customers doing this. We didn't mind not paying interest but you also have less of a "lock" on the funds. I think the religion was Riba. In that case you can explain why the funds were non-interest bearing.