I have a very strange (to me) question. We are on the Point Calyx Software System and for Government loans when there are 2 people on the loan and the applicants are not married, say father & son for instance and you have to do 2 seperate applications. In Point you will go up under the Borrower and create a Co-Borrower App. It will pull seperate credit, not joint credit and so forth.

The problem we are running into is the Co-Borrower's HMDA is not picking up on the LAR. When I contacted Point about this they told me that this is "accurate" that the only thing that it would pick up on the LAR is the Income of the co-borrower, which it does. But on the LAR it looks like their is NO co-borrower.

Have any of you guys ever had this issue before?

I don't use that system but sounds to me like they have an issue! Have you contacted your compliance rep or account rep?