No hurricane damage or wild fires likely where i live...
The western portion of our state, just across the river from where you are, suffered an incredible ice storm in January. Two days later I had to call 30 banks in that area. Only 4 of them answered the phone. Their contingency plans got a real test. Some were proud. Some were embarrassed.
The value of thoughtful testing was summed up by the banker who told me about their new state of the art back up branch (complete with diesel generator) that seamlessly absorbed all bank operations. The only exception being the fact that their was no water pressure and the modern commodes did not have tanks that could be filled manually. They could not flush the toilets.
Think about everything...