We used a disclaimer in our account agreement that dual signatures was for the benefit of the business and not binding on the bank.
Businesses should be encouraged to employ dual controls on their end, and to be very restrictive on the use of both the machine accessing internet banking and the logon credentials. But the bank wold have a difficult time enforcing this even if they wanted to.
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AndyZ CRCM
My opinions are not necessarily my employers.
R+R-R=R+R
Rules and Regs minus Relationships equals Resentment and Rebellion. John Maxwell