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#1370172 - 04/06/10 09:59 PM A&I and Direct Disputes for Credit only?
Still Smiling Offline
Platinum Poster
Joined: Nov 2007
Posts: 767
I have really confused myself today...Under the FCRA rules for Accuracy and Integrity and Direct Dispute's do these rules apply only to "credit" reporting or would this also include reporting on the "deposit" side?
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Comments are strictly my own and not that of my employer.

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#1370817 - 04/07/10 07:38 PM Re: A&I and Direct Disputes for Credit only? Still Smiling
Still Smiling Offline
Platinum Poster
Joined: Nov 2007
Posts: 767
Maybe this is a dumb question since these rules fall under FCRA, but it is my read that if you provide "information" to a CRA that is disputed by the consumer, then you must have procedure for handling these disputes and respond within 30 days to the consumer. No, I guess the real question is would deposit information reported to chexsystem be covered under these rules? Anyone?
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#1371010 - 04/07/10 11:39 PM Re: A&I and Direct Disputes for Credit only? Still Smiling
Dolly Nugent Offline
Diamond Poster
Dolly Nugent
Joined: Nov 2000
Posts: 1,820
Southern California
I'm thinking it does apply. I attended a seminar and I have some notes in the margin that state "Get info from operations regarding ChexSystems......"
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Dolly Nugent
CRCM
Opinions expressed are my own.

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#1371488 - 04/08/10 07:54 PM Re: A&I and Direct Disputes for Credit only? Dolly Nugent
Still Smiling Offline
Platinum Poster
Joined: Nov 2007
Posts: 767
Thank you Dolly. That is my opinion as well.
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Comments are strictly my own and not that of my employer.

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