Would this transaction remain in OREO given this transaction is further complicated with a combined land purchase of our OREO and other property.

A borrower wants to finance OREO at $180K and an adjoining piece of property of $200K in one transaction. To avoid a covered transaction we would need to get at least 10% down on our $180K and not 10% on both purchases - so $18K down would get us out of OREO???