There's the problem, Sun Flower. We've been conditioned NOT to carry our SSN card with us to protect it from theft, so I'd guess that most people don't carry them and many don't know where they are (you can have SSA send a new one if you need it). And let's face it, the SSN card is all too easy to counterfeit if one had a mind to do it.
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John S. Burnett
BankersOnline.com
Fighting for Compliance since 1976
Bankers' Threads User #8