I realize that the new Aug 22 rules state that you can not impose more than one penalty fee for the same transaction on credit cards. It specifically states that where a payment is returned NSF you can not charge them again if the check is reprocessed and again returned NSF.

Operations seems to think that if a different check is written for the same billing cycle payment due and is too rejected that they can charge for that NSF check because it is a different check. I think this is related to the same transaction and you can not charge another fee but did not see this specifically addressed. Any thoughts would / input would be helpful.

You cannot charge more than one fee based on a single event or transaction. Thus, even though they write another ck, it is for the same event.

Their way of thinking is what got us all these new credit card rules to begin with.