Skip to content
BankersOnline.com for bankers. from bankers
BankersOnline.com
Training
Forums
Newsletters
Forms
Regulations
Tools
Services
Search form
Search this site
Home
Compliance
New
Top Stories Compliance
Related Sections
Training
Compliance Tools
OFAC Updates
Deadlines Calendar
Penalties
Regulations
Compliance Action
Courtwatch
Ask a Guru
Upcoming Conference
BOL Conferences
Premium Service
BankCompliance.com
Lending
New
Top Stories Lending
Related Sections
Training
Lending Tools
OFAC Updates
Penalties
Compliance Action
Courtwatch
Ask a Guru
Upcoming Conference
BOL Conferences
Operations
New
Top Stories Operations
Related Sections
Training
Operations Tools
OFAC Updates
Penalties
Courtwatch
Ask a Guru
Bankers' Hotline
Upcoming Conference
BOL Conferences
Security
New
Top Stories Security
Security Briefing
Related Sections
Training
Security Tools
Bank Robbery Suspects
Alerts & Counterfeits
OFAC Updates
Penalties
Courtwatch
Ask a Guru
Bankers' Hotline
Upcoming Conference
BOL Conferences
Technology
New
Top Stories Technology
Tech Talk
Related Sections
Training
Technology Tools
Penalties
Courtwatch
Ask a Guru
Bankers' Hotline
Forums
·
Active Threads
·
Forum Rules
·
Mark All Read
·
Log In
BankersOnline.com
Forums
Banker Forums
RESPA
GFE & TIL working together
Thread Options
#1502718
-
01/31/11
05:37 PM
GFE & TIL working together
ADN
100 Club
Joined:
Mar 2007
Posts: 226
HELP! Closing wanting to happen today!!! Can an officer lower an origination fee at closing on the HUD to help the final TIL stay within tolerance of the P-TIL? (there are no changed circumstances)
Return to Top
RESPA
#1502724
-
01/31/11
05:40 PM
Re: GFE & TIL working together
ADN
Truffle Royale
10K Club
Joined:
Jul 2003
Posts: 17,410
What happened to knock the til out of tolerance?
Something had to change that affected the APR.
Return to Top
#1502747
-
01/31/11
05:58 PM
Re: GFE & TIL working together
Truffle Royale
ADN
100 Club
Joined:
Mar 2007
Posts: 226
Odd days interest went from 1 day to 28 days.
Return to Top
#1502761
-
01/31/11
06:11 PM
Re: GFE & TIL working together
ADN
RR Joker
10K Club
Joined:
Nov 2002
Posts: 20,656
The Swamp
We have lowered fees to get it under tolerance, or HPML purposes.
_________________________
My opinion only. Not legal advice.
Say you'll haunt me
- Stone Sour
Return to Top
Previous Thread
Index
Next Thread
Preview
Hop To
Special Instructions ------
Instructions for Accessing PRIV...
Dodd-Frank Final Rules Discussions ------
Regulation B Small Business Loa...
TRID - TILA/RESPA Integrated Di...
Ability to Repay/Qualified Mort...
Escrows on Higher-Priced Mortgages
HOEPA and Homeowner Counseling Rule
HMDA Overhaul 2018
Interagency (Reg Z) and CFPB Re...
Loan Originator Compensation Rule
Mortgage Servicing Rules
Remittance Transfer Rule
Banker Forums ------
Comments on Proposed Regulations
Article 9
Audit
BSA/AML/CIP/OFAC Forum
CRA
Deposits and Payments
Disaster Recovery
eBanking / Technology
Fair Lending
FCRA
Financial Reform
Flood Compliance
General Discussion
HMDA
Human Resources
Lending Compliance
Lending to Servicemembers (SCRA...
Marketing
Need to Remain Anonymous
Newbie Nook
Operations Compliance
Regulatory Rollback Forum
RESPA
Risk Management
S.A.F.E. Act Forum
Security - PUBLIC
State-Specific Compliance Issues ------
Other States - General
Puerto Rico
Arkansas
California
Colorado
Connecticut
Florida
Georgia
Illinois
Indiana
Iowa
Kentucky
Louisiana
Maryland
Massachusetts
Michigan
Minnesota
New Hampshire
New Jersey
New Mexico
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Washington State
Washington, DC
Wisconsin
Wyoming
Non-Business Discussions ------
Chat! - BOL Watercooler
The BOL Couch
Moderator:
QCL
Print Thread
View Profile
Private Message
Follow User
Forum Posts
Like Summary
View Profile
Private Message
Follow User
Forum Posts
Like Summary
View Profile
Private Message
Follow User
Forum Posts
Like Summary
View Profile
Private Message
Follow User
Forum Posts
Like Summary