We have an unusual but related one but in this case, the account was an individual account (no reference to being a sub-contractor), funds are credited ACH from a book buyback company and the individual then cashes large checks (6 digits) to pay out for the books sold back to them. I have concerns and apparently there was no contract on file from the company but I am not sure it was fully disclosed what they would be doing. They try to make the check payable to the business but the business folks are nowhere involved in the transaction. My concern is the documentation being incorrect at account opening(should not be a consumer account), is there skimming going on? Who knows what is being remitted or paid and this should not be my concern, just looks odd.