That's larger than my LAR, so someone with a LAR close to that size might chime in, but it sounds like your first year of HMDA reporting and the allowable error rate for HMDA isn't high (i want to say 3%). Having said that, those 3 loans represent about 1/6 of 1% of your LAR. I think it's going to depend on your comfort level with what you DID submit; your OCD level, etc. Sorry, that's the best advice i have. Like i said, let someone with a LAR along the size of yours chime in.
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I'm fixin' to fix that.