I have been asked to get confirmation as I have a two lenders that are in a dispute over private education loans. We have a entity that is taking out a loan to refinance the owner's private education loans that will also be secured by abundance of caution (lender's words) of the borrower's primary residence. Since the borrower is an entity and not a consumer and the house will be used as collateral, the requirements of private education loans do not apply. I am thinking correctly?

A loan to an entity is exempt from all of Regulation Z, including the student loan provisions.