cashing businesses who are not required to register as an MSB with FinCEN
Seems like they would need to register anyway
https://www.fincen.gov/resources/statutes-regulations/administrative-rulings/definition-check-casherBecause [ ] determines which checks to cash, clears the checks through its own bank account, bears the risk of loss if a check does not clear, pays for the cash that is provided to customers, maintains a customer service relationship with customers wishing to cash checks, and cashes checks for over $1,000 per person, per day, FinCEN has determined that [ ] meets the MSB definition of check casher found at 31 CFR 103.11 (uu)(2). As a check casher, [ ] is required to register with FinCEN pursuant to 31 CFR 103.41, and to comply with applicable BSA reporting and recordkeeping requirements, and the requirement to implement an anti-money laundering program.