I hate to say, it depends; but it may depend on the transaction code given at the time. Our internet banking transactions get a different code from loan payments, so it would count as a limited transaction. I would then review the report to see if it has a description of 'loan payment' or is somehow identified as such. If it is a loan payment, I allow it as unlimited due to the purpose.
I hear and I forget. I see and I remember. I do and I understand.--Confucius