Scenario: The main body of a Personal Line of Credit marketing creative is generic in regards to product features. Within the disclosures is verbiage that states there is an annual fee of $50. Does that reference to the $50 annual fee within the disclosures trigger any additional disclosures?

Question from a broader perspective. Is stating the annual fee for a non-home equity line of credit within an advertisement (either the main body of the advertisement or the fine print) trigger full disclosures as required under 1026.16(d)(1)?