Looking for another opinion or two on this possible SAR. Details have been changed to protect privacy.
Borrower has been paying as agreed, till lately. She still owes over $300,000. But now she says that there are some issues concerning her money, and in order to resolve them she needs to get in touch right away with the celebrities we may know as Bill Cosby, Jack Ritter, Justin Beiber, George Clooney, Sandra Bullock, Jim Henson, Julianne Moore, Chris Evans, Scarlet Johanssen, and Robert Downey Jr. All of them. Immediately!
She further wanted us to know that at one point she had started her own television network with Justin and George (this was about two years ago), but, the network was stolen by another powerful media player and the name was changed to something else just last year, but really, she's quite wealthy. She says that if we want to get paid off from our loan, we should get the money from George, who should be sending her a million bucks by Friday possibly. Definitely a million but it might be two million, you never know. She says that Jim Henson's Muppet technology is the key to this whole mystery, and that once our hand goes up into the muppet, our eyes will be forever opened, and we will realize the truth: that at one point JC Penney was originally known as JC Penny until the past was altered through trickery, and only those who remember the original name know of this devious plan to alter time. And then, we will have all the proof we need, regarding her ability to repay her debts, and we will realize in the process that she is actually the one true governor of our state and the founder of BankersOnline.com.
If someone tells you that in order to ever be paid off, you're going to need to use some imaginary money from people with which they maintain imaginary friendships, isn't that a type of attempted loan fraud? Would you consider a SAR for this borrower, regarding an expressed intention not to repay us?
AND: Would your answer change at all, if she made some vague references to sovereign citizen theories too?