In that there is no requirement for an "application for a debit card" the bank has effectively created this requirement. And if it "reflects evidence of compliance" with Reg E because you have disclosures in there or anything indicating Reg E was followed as required, I'd agree with Randy that 1005.13 applies. This demonstrates compliance with 1005.5(a) so you need it for "a period of not less than two years from the date disclosures are required to be made or action is required to be taken."
My opinions are not necessarily my employers.
Rules and Regs minus Relationships equals Resentment and Rebellion. John Maxwell