Quick question for someone (cause my mind went blank):

When you have a customer depositing, say $26,532 in various checks (all local to you). The total deposit is over $5,000, so do you place a large deposit hold on the entire deposit? Or do you just hold the single items that are over $5,000 (for instance, one of the local checks is $7,260)?

I've gotten myself confused. So basically, my question is do you apply the large deposit hold to an entire deposit or item by item?

Thanks!

The entire deposit. Remember, you must make $5,000 available according to your regular availability schedule when using this exception hold reason.

Thank you so much.