We have a sub of the bank that is an insurance co. If a loan is unsecured do we still need to give the consumer the insurance disclosure and the anit-tying disclosure?

If you are soliciting insurance you have to give the insurance disclosures, it doesn't matter how the loan is secured. If you have a robust referral program your lender still may be mentioning insurance, life, homeowner's, etc and at that point the disclosures are necessary.
We give our anti-tying disclosure to everyone in every situation.

Thanks Jennifer!