We received an application (HELOC)...

Customer withdrew appl before 12 days (cooling period)...

We did title search...

Can we charge the customer a fee for the title search?

Thanks for your help...

I don't believe that you can.

Section 50(r):

"(4) ANY FEES THE LENDER CHARGES MAY BE CHARGED AND COLLECTED ONLY AT THE TIME THE LINE OF CREDIT IS ESTABLISHED AND THE LENDER MAY NOT CHARGE A FEE IN CONNECTION WITH ANY ADVANCE;

Thanks Randy!