I don't recall anything like this. I did a quick search on the FDIC's site for "capital" and "risk based" as it related to NDIPs and didn't get any true hits.
Is this from an audit? If so, maybe the auditor can direct you to a cite. If so - please share!
It's not that I take life for granted. It's only that the good won't make it. Innocence dies, while Villany Thrives.