I had a question about what other banks are doing to inform Originators about their obligations regarding UCC Article 4A. I know it is not a new topic but I just wanted to find out if other banks are including it in their origination agreement or are they satisfied that the originator was informed of their UCC Article 4A obligation when they opened up a new account. My view is that since they are originating and not receiving, a different notice should be provided either in the origination contract or in a separate agreement but not just the new accounts agreement. Thanks for your help