This has been discussed in the threads before. I know I didn't like it but some banks do issue them, state laws allowing. Specifically to Visa, there may be something in their rules addressing this. A search or another poster may confirm that.
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AndyZ CRCM
My opinions are not necessarily my employers.
R+R-R=R+R
Rules and Regs minus Relationships equals Resentment and Rebellion. John Maxwell