Since things are slow here in the threads, I thought I would let you know that I inquired of the CFPB about when we might see the final rule for the revised HMDA regulation. It was originally on their schedule to be published in July, then August. The "unofficial reply" I received by phone this week was that they are looking more toward year end. Being "mindful" of TRID was mentioned.
That doesn't change the "earliest" date we would have to start gathering data under the new rules, which would be 1/1/2017 (the first January 1st 9 months after publication in the Federal Register). And of course they could select a later date. We won't know until we see the final rules.