We accept applications, and (I hope we) disclose correctly. Go to:
http://www.fremontbank.comTo get the disclosures, you have to begin the application process. Please indicate "test" as your last name as you will abort the process at some point. A few fields have required numeric input (5 digits for zip, 9 for SSN & 10 for phone), but most only require 1 character to continue. The last screen is the Application Fee Agreement and credit/debit card information to process the application fee. Make sure you print it, too.
I would appreciate any feedback (especially positive).