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#998802 - 07/18/08 01:19 PM Credit Score Risk Assessment
Many Hats Offline
Platinum Poster
Joined: May 2008
Posts: 915
Orlando, FL
Our bank is looking at doing a study of credit score distributions in the U.S. to determine if our policy minimum score is fair, and to also get an idea of where people fall these days. Does anyone know of a resource for obtaining this data?

What we're looking for is, for example: what % of scores fall in certain buckets (like 620 - 659; 659 - 710, etc.). And it would be nice to seet this broken down for each credit bureau repository.

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Risk Management
#998807 - 07/18/08 01:22 PM Re: Credit Score Risk Assessment Many Hats
rlcarey Offline
10K Club
Joined: Jul 2001
Posts: 77,254
Galveston, TX
I don't know that you can get this information for free or from anyone other than directly from the credit bureaus. Talk to your credit bureau representative and see if they make it available (most likely for a fee).
The opinions expressed here should not be construed to be those of my employer:

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#999252 - 07/18/08 06:11 PM Re: Credit Score Risk Assessment rlcarey
Dazed and Confused Offline
Gold Star
Dazed and Confused
Joined: Feb 2006
Posts: 250
Big XII South
The website below provides nationwide and regional credit score data, but it shows average credit scores only (and not the entire distribution). Still interesting stuff (and they may provide detailed data for a fee as suggested by rlcarey).

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