I first found out what areas would take up a majority of the test so i would know what areas would take up a majority of my study time. Then I broke it odwn even further by finding out which areas I had the least knowledge of, and those would get even more time. Then I went through the big sections like Credit and BSA and made my own Q & A note cards, which helped me a lot. Then I repeatedly went through each not card until i had committed as much as I could to memory. Alot of people will say that you have to "know" the regulation and not just memorize it but thats all bull when it comes to taking a test. You need to retain as much as possible so you have a better chance of gettign more questions right. You're not always gonna know the answer to a compliance question off the top of your head. It's most important you know where to find the answers, not that you commit your life to knowing every little detail.