The county we operate out of has recently been declared an MSA by the federal governement but when I looked up the data we werent even listed as a principal city. My question then is would HMDA apply to us if we arent designated as a principal city within an MSA? So confused.
Correct. Even town, village and hamlet within the MSA is in the MSA. Note that those changes are not going into the effect for CRA and HMDA until 2014.
_________________________ Kathleen O. Blanchard, CRCM "Kaybee" HMDA/CRA Training/Consulting/Mapping The HMDA Academy www.kaybeescomplianceinsights.com