Most Popular Technology Content
Reg E Changes/Announcement
06/21/2010
We are starting our customer notification for Reg E (Overdraft Protection). Have there been any changes? Our understanding was the final rule would be announced on May 1, 2010.
Reg E Opt-in Disclosures and Requirements
06/14/2010
We would like to send a $5.00 check with the disclosures for the new opt-in requirements under Reg E. Instead of sending back a signed form, we would instruct the customer that by cashing the check, he would be opting-in to the overdraft services. Is this a violation of the regulation?
Off-line Debit, Fee sans Opt-out
06/14/2010
Can a fee be charged for an off-line POS and an off-line ATM withdrawal if the customer is not enrolled in an overdraft protection program with Reg E?
Opting Out of Paper Statements
06/14/2010
We have a form available for customers to sign, who have access to Internet banking and online statements, if they wish to discontinue receiving paper statements in the mail. Is it necessary to have signatures of all signers, if it is a joint account? Can one account owner opt out of paper statements for a joint account?
VOIP Risks/Threats
06/07/2010
What are the most common VOIP Risks?