Is there anything in Reg E / Opt In that prevents it from being offered to bank employees?
Can you cite any regulatory prohibition, industry best-practices or any other guidance regarding the commingling of funds conducted via web-based transfers between linked personal and business(corp., llc.) accounts, owned or otherwise controlled by the same person? Information from the IRS on this subject is vague. My gut feeling is that this activity raises potential tax evasion issues and may be a reportable offense under SAR guidelines.
Can you please tell me what charters/policies are required to be disclosed on our website? Also, does our Whistle Blower Policy need to be included on our website?
Is there an annual IT certification the board must make for Graham Leach Bliley compliance?
We are entertaining the thought of emailing material to our board members for the meeting. (Also, to loan committee members). Since some of the documents contain confidential information, we will establish a password and password protect each document. Do you have any suggestions to other ways of getting materials to the directors before a meeting? Are you aware of what other banks do?
As it relates to IT examinations, what are the top "hot buttons" for regulators?
I currently report to the Senior Manager in charge of Technology and Operations. There is discussion about me reporting to the Senior Retail Banking Manager. I am looking for some resources that provide a discussion about the area of the bank the security officer position should fall within.
What insurance issues should we consider relative to e-banking?
Are we required to notify our customers of possible computer intrusions? Where can I find regulatory information regarding intrusions or hacks and the notification of customers?