Issued by FDIC
Part 1024 - Real Estate Settlement Procedures Act (RESPA) (Regulation X)
Click HERE for a table of recent Federal Register and other documents affecting this regulation.
Sections with an asterisk (*) in the list below are annotated with pending amendments.
- Subpart A—General Provisions
- 1024.3—E-Sign applicability.
- 1024.4—Reliance upon rule, regulation or interpretation by the Bureau.
- 1024.5—Coverage of RESPA.
- Subpart B—Mortgage Settlement and Escrow Accounts
- 1024.6—Special information booklet at time of loan application.
- 1024.7—Good faith estimate.
- 1024.8—Use of HUD-1 or HUD-1A settlement statements.
- 1024.9—Reproduction of settlement statements.
- 1024.10—One-day advance inspection of HUD-1 or HUD-1A settlement statement; delivery; recordkeeping.
- 1024.12—No fee.
- 1024.13—Relation to State laws.
- 1024.14—Prohibition against kickbacks and unearned fees.
- 1024.15—Affiliated business arrangements.
- 1024.16—Title companies.
- 1024.17—Escrow accounts.
- 1024.20—List of homeownership counseling organizations.
- Subpart C—Mortgage Servicing
- 1024.32—General disclosure requirements.
- 1024.33—Mortgage servicing transfers.
- 1024.34—Timely Escrow Payments and Treatment of Escrow Account Balances.
- 1024.35—Error resolution procedures.
- 1024.36—Requests for information.
- 1024.37—Force-placed insurance.
- 1024.38—General servicing policies, procedures, and requirements.
- 1024.39—Early intervention requirements for certain borrowers.*
- 1024.40—Continuity of contact.
- 1024.41—Loss mitigation procedures.*
- Homeownership Counseling Organizations Lists Interpretive Rule (11/14/13)
- Appendices, Commentary and Resources
- Appendix A—Instructions for Completing HUD-1 and HUD-1A Settlement Statements; Sample HUD-1 and HUD-1A Statements
- Appendix B—Illustrations of Requirements of RESPA
- Appendix C—Instructions for Completing Good Faith Estimate (GFE) Form
- Appendix D—Affiliated Business Arrangement Disclosure Statement Format Notice
- Appendix E—Arithmetic Steps
- Appendix MS to Part 1024—Mortgage Servicing
- Appendix MS-1–Servicing Disclosure Statement Notice
- Appendix MS-2—Notice of Servicing Transfer
- Appendix MS-3 to Part 1024—Model Force-Placed Insurance Notice Forms
- Appendix MS-4—Model Clauses for the Written Early Intervention Notice
- Supplement I—Official Bureau Interpretations
- CFPB and HUD RESPA Resource Documents
- Federal Register Resources
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