Most Popular Lending Content
Where Does Regulatory Burden Come From?
07/01/2003
There is nothing quite like going through a mortgage settlement to get a fresh perspective on compliance, regulatory burden, and paperwork in general.
Reg Z: Prepare to Implement the Reg Z Commentary Update
07/01/2003
Each year the Federal Reserve Board updates the Official Staff Commentary to Regulation Z, Truth in Lending.
HOEPA penalties?
06/30/2003
What kind of fines and penalties apply if the required HOEPA disclosures were not given to the customer?
One Property, Two Loans: Two Flood Determinations?
06/30/2003
Two loans are closed on the same day for the same property, a first mortgage and a HELOC. Do two flood determinations needed to be made, one for each application?
Bridge Loans & ROR
06/30/2003
When using two pieces of real estate as collateral on a bridge loan, if one is the customer's present principal dwelling and the other property is the purchased property, does ROR apply?