How would you respond to a borrower who insists he or she gets SCRA protection based on employment overseas with the State Department or one of the federal law enforcement agencies (e.g., FBI)?
What's a better way to track our attempts of collecting customer documents than keeping paper records?
If the applicant does not complete the Demographic Information (DI) on an application taken face to face, what should the lender do?
Our original Loan Estimate shows the loan as construction but it was in fact a refinance. Is this correctable on a revised Loan Estimate?
We mailed the borrower’s Loan Estimate and they emailed us that it was received and they want to proceed with the loan. Can we act on this emailed notice?
When will FEMA’s Standard Flood Hazard Determination Form be updated?
Under the 2018 HMDA rule, does a manufactured home community need to have actual manufactured homes securing the loan?
What should be done if an inaccuracy, requiring a corrected Closing Disclosure, was discovered more than 30 days after consummation or a clerical error, requiring re-disclosure, was discovered more than 60 days after consummation?
Is use of the revised Uniform Residential Loan Application form mandatory for 2017?
We include the Equal Housing Lender logo in all our home loan ads. Are we also required to include the “Equal Opportunity Lender” logo?