09/29/2024
Should the guarantor of a mortgage loan receive a loan estimate?
09/08/2024
In considering discontinuing offering USDA Guaranteed and FHA loan programs, what compliance concerns/issues should we be aware of?
06/09/2024
Under the The Servicemembers Civil Relief Act (SCRA), (50 U.S.C. § 4026), it states that under "Availability of non-business assets to satisfy obligations" that If the trade or business (without regard to the form in which such trade or business is carried out) of a servicemember has an obligation or liability for which the servicemember is personally liable, the assets of the servicemember not held in connection with the trade or business may not be available for satisfaction of the obligation or liability during the servicemember’s military service.
Do the "assets of the servicemember not held in connection with the trade or business" include a personal guarantee of the servicemember?
08/16/2020
In calculating total direct and indirect debt, isn't a limited guaranty counted at the percent it is limited to?
11/11/2018
Can you please tell me If your guarantors need to sign an errors and omissions statement?
11/05/2017
If we deny an application for a consumer installment loan from a consumer who applies with a cosigner, do we need to send an adverse action notice to the cosigner?
10/28/2013
If a person is a grantor of collateral on a loan and is not otherwise a maker, co-maker or guarantor, would pulling a credit report on the grantor be considered permissible or would this be a violation of FCRAs Permissible Purpose rule as it does not relate to the consumer applying for credit?
05/22/2003
Adverse Action Notices -
Time for a Refresher
04/11/2002
01/01/2000