Most Popular Lending Content
Best Practice for Saving Emails into Document Management System
10/25/2020
What’s the best way to collect and organize important emails in our document management system?
Escrows, more than dirt
10/25/2020
While auditing a mobile home loan I saw escrow statements. Isn’t this unnecessary since RESPA doesn’t apply when we don’t have real estate as our loan collateral?
Reg B and Small Business Lending
10/25/2020
I am looking to find what aspects of Reg B are applicable to small business lending. I am creating a line by line assessment and am curious if something like this exists.
Scanning Before Closing a Commercial Loan
10/18/2020
Why should we consider scanning documents before closing a commercial loan?
Reporting Revenue on Small Business LAR
10/18/2020
When reporting revenue on the small business LAR can you please clarify the following for me: We have a loan program called "Low Doc" in which financials are not used in making the credit decision based on a number of factors, however we do have the revenue information from the customer. In order that these loans are not reported as a code 3 – and not counted in our CRA totals, is it appropriate in using the business revenues that the customer provided?
