Most Popular Lending Content
Land Trust Department & Retail Banking Documents
12/08/2019
Are there any regulations concerning a Land Trust Department having access to retail banking documents in an institution?
Monthly Report on New Loans Documentation
12/08/2019
During a review of new loans for the previous month, I found that a joint credit report (husband/wife) was pulled for a new loan that was made to just 1 of them (the wife). The previous loan was a joint loan and a joint credit report was used then How do I need to document this finding in my monthly reports? Along with some additional training for the loan officer, what other things should I be aware of and keep in mind?
Opening Acct. for Campaign Fund- Use SSN?
12/08/2019
In the state of Texas, when opening an account for a campaign fund, are we required to have a TIN or can we use a SSN?
Equal Housing Lender Logo on Business Card?
12/08/2019
Does a mortgage lender's business card require an Equal Housing Lender logo?
Deed of Trust Construction Materials/Flood
12/08/2019
We have an interim construction loan that the real estate is in flood zone AE. Our Deed of Trust lists the real estate and the construction materials including drapes. All of the construction materials listed are covered under the buildings flood insurance, however the drapes are not. The plans and specs for the construction does not list drapes. Do we have to require contents coverage just to cover the drapes since it is listed in the Deed of Trust?
