If we have a rate sheet that we give to real estate agents and our loan originators, but we know the true use will be for them to hand it to consumers or post it where consumers can readily access it, wouldn't we need to have the APR on it?
We include the Equal Housing Lender logo in all our home loan ads. Are we also required to include the “Equal Opportunity Lender” logo?
What are some general topics we can expect to see from the CFPB in the coming months?
Are agency’s other than the CFPB expected to change enforcement directives in the coming year?
Will loan servicing be a hot topic as we exit the pandemic?
How much "teeth" does UDAAP really have to penalize a bank
What is a MAPR?
A soldier’s mother called to tell us her son joined the Army. Do we have to reduce the loan rate that day?
If our borrower hasn’t requested SCRA protection and is past due on her mortgage, can we start foreclosure as we normally would?
Is redlining real? It seems to be an antiquated type of violation.