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Vendor Guru Q&A - Lending

Sharing Exception Reports with Lenders

Latest Lending - Technology Topics

E-SIGN and paper

03/31/2019

If we are still delivering disclosures and statements in paper form, do we have to be concerned with E-SIGN or UETA?

Revisions and Old/New Requirements in EGRRCPA

06/24/2018

Is there a new Qualified Mortgage rule?

Why you should NOT change your HMDA filing -- yet

06/17/2018

I’ve heard with the new law our HMDA requirements will be like 2017, is that right?

E-SIGN when paper is still used

04/29/2018

If we are still delivering disclosures and statements in paper form, do we have to be concerned with E-SIGN or UETA?

Buy or Build: Transforming Commercial Credit Origination

12/10/2017

When considering new technology for credit origination, how can banks decide whether to build in-house or buy an existing technology?

Traditional vs Alternative Lending

11/12/2017

What can traditional banks learn from alternative lenders?

Competing in Small Business Lending

11/12/2017

How do banks start serving small and medium-sized enterprises again?

What Features Should a Document Management System Offer With Regard to Managing Customers and Accounts?

03/10/2014

What features should I look for with regard to managing customers and accounts?

How Do We Decide What to Do?

03/10/2014

What should we consider when implementing a document capture process?

What Features Should a Document Management System Offer With Regard to Managing Customers and Accounts?

03/10/2014

What features should I look for with regard to managing customers and accounts?

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Most Popular Lending Content

Verifying the Number of Units (HMDA)

08/11/2019

When collecting HMDA information on declined consumer loans, what is the source document for verifying the number of units? Are we OK to use the application where the client indicates the number of units since we do not have an appraisal or do we need to verify using a tax card? Since it's a decline I wasn't sure what the source document would be.

Purpose for Loan & HMDA Reportable

08/11/2019

We have a commercial loan where the borrower took out a loan to reimburse himself for the purchase of an investment property. The property was already owned by the borrower at closing and none of the proceeds were being used to pay off any other loan or to improve this home. Would this be HMDA reportable, and as what purpose?

Toughest Regulator

08/11/2019

Which regulator issues the most enforcement actions?

Regulatory Disclosure for Refi Commercial Mortgage

08/04/2019

What regulatory disclosure is required for refinancing a commercial mortgage loan?

Limits on collection calls?

08/04/2019

What is the number of calls we can make to a debtor weekly?

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