Latest Lending - Technology Topics

Exception Reporting Software Features

08/30/2020

What features should we look for in an exception reporting system?

E-SIGN when paper is still used

06/07/2020

If we are still delivering disclosures and statements in paper form, do we have to be concerned with E-SIGN or UETA?

Tweets that haunt

03/08/2020

Since some employees have used social media for years without a problem, I guess I don’t understand why there is concern now about risks. What risks are there?

Hang ups and Do Not Call lists: When Must a Consumer be Removed?

02/23/2020

Many times when I get a call I start to say “remove this number from your call list” but the caller hangs up before I’m done. Is this illegal since they didn’t provide time to get this request? If so, we should train our calling staff to listen for this and proceed as you mentioned, to remove the number, correct?

Member FDIC on the WWW

10/27/2019

Is there an FDIC requirement that the "Member FDIC" logo be on all our pages and link to the FDIC website?

E-SIGN and paper

03/31/2019

If we are still delivering disclosures and statements in paper form, do we have to be concerned with E-SIGN or UETA?

Revisions and Old/New Requirements in EGRRCPA

06/24/2018

Is there a new Qualified Mortgage rule?

Why you should NOT change your HMDA filing -- yet

06/17/2018

I’ve heard with the new law our HMDA requirements will be like 2017, is that right?

E-SIGN when paper is still used

04/29/2018

If we are still delivering disclosures and statements in paper form, do we have to be concerned with E-SIGN or UETA?

Buy or Build: Transforming Commercial Credit Origination

12/10/2017

When considering new technology for credit origination, how can banks decide whether to build in-house or buy an existing technology?