Latest Lending - Executive Officers Topics

How accounting solves business problems

12/03/2017

How does financial analysis factor into a company’s product launch decision?

Accounting is cool and versatile?!

11/26/2017

Networking

11/26/2017

How do I build my professional network?

Reg O and Rule On Only One 1st Lien At A Time

04/21/2014

We have an executive officer that currently has a 1st lien mortgage and a home equity on the same property. He also wants to purchase a lot to build a new house, this lot loan would become financed into one construction perm loan. He will eventually move into this home once the other is sold. Is this possible under Reg-O or would it be best to have this individual finance the construction of his new home at another institution? I am worried about the rule of only having one 1st lien at a time, even though this will be temporary.

Reg O $100,000 Limit for Executive Officers

12/03/2012

We have a loan request from a limited partnership that is owned by an executive officer's wife and her family. Is this loan subject to the Regulation O $100,000 limit for Executive Officers?

"Due on Demand" Clause- Executive Officer Loans

08/01/2011

Is it still a requirement that all executive officer loans contain a "due on demand" clause as well as other normal terms?

Reg O - Preferential Treatment

02/22/2010

Does Regulation O cover preferential treatment in board and executive compensation? Also, would preferential treatment surrounding vendor service agreements with the related interests of insiders be covered in Reg O?

Reg O - Loan to Business Owned by Director's Wife

11/30/2009

Is a loan to a business owned by a director's wife subject to Reg O? The director provides no personal guarantee.

Reg O - Bank Holding Company Chairman

03/30/2009

Is the chairman of the holding company of the bank subject to the more restrictive lending requirements of executive officers of the bank under Reg O?

Loan to Entity - Demand Clause Required

01/12/2009

Is it a requirement to put the demand clause in the note when our loan is to an entity and one of the officers is a board member?