A soldier’s mother called to tell us her son joined the Army. Do we have to reduce the loan rate that day?
If our borrower hasn’t requested SCRA protection and is past due on her mortgage, can we start foreclosure as we normally would?
Is redlining real? It seems to be an antiquated type of violation.
The Military Lending Act does not specify if the Act applies to an open-ended Overdraft Protection line that is tied to a checking account or a closed-ended loan secured by the applicants’ deposit accounts such as a savings and/or certificate of deposit. Does the Rule apply to both consumer credit types?
Why am I concerned with the FDCPA since it applies to third party collectors?
Written Permission to Access Credit Reports Required
A soldier wants us to reduce the loan rate and allow three deferred payments to bring the account current. Are we required to do this?
Does the regulation include model disclosure and notice forms for our use?
Will the Payday Lending Rule affect most of the loans that banks make to consumers?
Is a creditor subject to the Payday Lending Rule permitted to receive payments by ACH transfer?