If we have a rate sheet that we give to real estate agents and our loan originators, but we know the true use will be for them to hand it to consumers or post it where consumers can readily access it, wouldn't we need to have the APR on it?
We include the Equal Housing Lender logo in all our home loan ads. Are we also required to include the “Equal Opportunity Lender” logo?
Ever since CIP we started keeping copies of IDs in our files. Is this OK?
Will Loan Production Offices help in fair lending if we decide to close branches?
What are some general topics we can expect to see from the CFPB in the coming months?
Are agency’s other than the CFPB expected to change enforcement directives in the coming year?
The CFPB hasn’t been active in fair lending other than mortgages, correct, does this present any challenges?
How might PPP loans trigger new data reporting on business loans?
During the PPP loan programs we had many requests, but we were not participating? These are commercial requests and would be subject to Reg B. Were adverse action notices required?
Will loan servicing be a hot topic as we exit the pandemic?