Most Popular Lending Content
Batch Scanning Credit Documents
05/22/2022
What is involved with batch scanning at a bank?
Capitalizing Interest on Loans
05/22/2022
What documentation or approval is needed to be able to advance interest payments on a construction loan? For monthly payments is it allowed to draw that month's payment from the available credit balance?
Telephone Call Frequencies
05/22/2022
What are the limits on telephone collection calls?
Is the Life-of-Loan Fee a Finance Charge?
05/22/2022
When we order flood determinations, we also get life-of-loan monitoring for an extra fee. We pass it along to the borrower. Is the determination fee a finance charge?
Flood escrow on a HELOC?
05/22/2022
We are making a HELOC secured by a home in flood zone. Do we have to escrow the flood insurance premium?
