Most Popular Lending Content
Lenders and Document Imaging Software
02/21/2021
How can a document imaging system make lenders more efficient?
Debt-to-income ratio
02/21/2021
Does the General QM still require a 43% debt-to-income ratio.
Action Taken Date
02/21/2021
On files that are closed for incomplete, we have been using the date the form expires as our action date for several years now, but your manual states, the date of the form. Do we need to be looking to change that, or since we have been doing it this way for several years, do you think we will be OK as long as we stay consistent?
Prepayment Penalties
02/14/2021
Do the revised rules restrict prepayment penalties?
Military Status and Foreclosure
02/14/2021
If our borrower hasn’t requested SCRA protection and is past due on her mortgage, can we start foreclosure as we normally would?
