What’s the difference between document management and document imaging?
When evaluating a loan application, should a wage garnishment or 401K loan expense (each evident from a paystub) be included as a debt and calculated into the overall debt ratio (DTI)?
What does a loan assistant do?
We made a closed end loan secured by a vehicle and a CD. The disclosure statement is missing language pertaining to the "required deposit". Where in Reg Z can I find the information stating that both collateral items need to be listed on the disclosure statement if they truly do need to be listed?
What’s the difference between the FDIC BankFind and FDIC Institution Directory?
What does a loan producer do at the bank?
How can a bank benefit by using FDIC BankFind?
How can a document imaging system make lenders more efficient?
How many OCC-supervised banks are there in the US?
Are there regulations or risk issues allowing customers to prepay consumer loans? I know that there is a risk of extecsions for installment loans, but need to know how many months in advance a customer can prepay installments rather than adding excess payment amount to principal?