Most Popular Lending Content
Are Inspection Fees Finance Charges
11/01/2004
On an interim construction loan for a home, if we charge an inspection fee and collect it up front, do we disclose this as a finance charge and affect the APR?
Home Improvement Loan Disclosure
11/01/2004
Question: We are making a home improvement loan to a customer. Can we prepare disclosures the way we would for construction loans?
CRA and Democracy
11/01/2004
Jack Kemp, keynote speaker at PCI's annual CRA and Fair Lending Colloquium, stated that CRA is the greatest democratizer the world has ever known.
Is this the Advice of a Good Attorney
11/01/2004
What is the thought on attorneys who say it is okay to go ahead (they do not plan on rescinding) and sign the Right of Rescission so that they are not inconvenienced by coming back to the office?
CAC Discussions
11/01/2004
The Consumer Advisory Council discussed a variety of current topics at its fall 2004 meeting. The meeting is always an early alert for the year's compliance issues.