Most Popular Lending Content
Quoting Loan Rates by Phone
11/03/2003
Can we quote loan rates for auto, mortgage, and commercial loans over the phone? Do they have to be the APR or can the rates we quote be the note rate? Can we quote rate and terms over the phone without long disclosures? The regs are pretty clear on advertising, but I am interested in call-in customers....
Retention Period for Paid Off Loans
11/03/2003
What is the retention period for paid off loans?
Reg O Demand Clause
11/03/2003
For executive officer loans, what document should include the demand clause verbiage?
Right of Offset
11/03/2003
What is our right to offset a delinquent personal loan with a DBA deposit account bearing the same social security number?
BSA Examinations
11/01/2003
The agencies are in the process of publishing new examination procedures for the new components of anti-money laundering programs generated by the USA PATRIOT Act.