Most Popular Lending Content
Signature Required - Intent to Proceed
11/26/2023
Is a customer required to sign an intent to proceed? I have not found that in the Reg.
Lending exceptions
11/26/2023
What are lending exceptions?
Home Loan Toolkit Disclosure Rule
11/19/2023
Is the Home Loan Toolkit required to be given when no address is listed (such as a pre-approval) for a home purchase loan?
HMDA Ag Exemptions
11/19/2023
Our borrower inherited half of her father's farm. We made a loan for her to buy her sister's half. The loan is secured by the farm. Our customer is going to rent out the land and the home. She won't be farming it herself but will be receiving rental income from it. Does this qualify for the agricultural exemption for HMDA?
Discover how changes to HMDA reporting thresholds impact your institution
11/19/2023
I heard the CFPB is changing the HMDA reporting thresholds for smaller FIs. How does that impact me?